MILITARY LENDING ACT NOTICE: Federal law provides important protections to members of the Armed Forces and their dependents relating to extensions of consumer credit. The monthly and aggregate dollar amount of your My Chase Plan Fee will be disclosed during the activation of each My Chase Plan. Maximum APR 29.99%.ĭMy Chase Plan Fee: The My Chase Plan Fee is calculated at the time each plan is created and is based on the amount of each purchase transaction or amount selected to create the plan, the number of billing periods you choose to pay the balance in full, and other factors. Maximum APR 29.99%.ĬWe add up to 26.99% to the Prime Rate to determine the Penalty APR. ![]() Maximum APR 29.99%.īWe add 21.74% to the Prime Rate to determine the Cash Advance APR. ĪWe add 11.99% to 20.74% to the Prime Rate to determine the Purchase/My Chase Loan/Balance Transfer APR. Prime Rate: Variable APRs are based on the 8.50% Prime Rate as of. How We Will Calculate Your Balance: We use the daily balance method (including new transactions). Loss of Intro APR: We will end your introductory APR if any required Minimum Payment is 60 days late, and apply the Penalty APR. Note: This account may not be eligible for balance transfers. After that: Either $5 or 5% of the amount of each transfer, whichever is greater.Įither $10 or 5% of the amount of each transaction, whichever is greater.ģ% of the amount of each transaction in U.S. Intro fee of either $5 or 3% of the amount of each transfer, whichever is greater, on transfers made within 60 days of account opening. The My Chase Plan Fee will be determined at the time each My Chase Plan is created and will remain the same until the My Chase Plan is paid in full. Monthly fee of 0% of the amount of each eligible purchase transaction or amount selected to create a My Chase Plan while in the 0% Intro Purchase APR period.Īfter that, monthly fee of 1.72% of the amount of each eligible purchase transaction or amount selected to create a My Chase Plan. My Chase Plan SM Fee (fixed finance charge) To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at. ![]() We will begin charging interest on balance transfers and cash advances on the transaction date.Ĭredit Card Tips from the Consumer Financial Protection Bureau We will not charge you interest on new purchases if you pay your entire balance or Interest Saving Balance by the due date each month. Your due date will be a minimum of 21 days after the close of each billing cycle. How to Avoid Paying Interest on Purchases How Long Will the Penalty APR Apply?: If we apply the Penalty APR for either of these reasons, the Penalty APR could potentially remain in effect indefinitely.
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